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Best online casino payouts in the US 2024 💵 97%+ RTP

Discover the best payout online casinos in the US. Our experts handpick legal online casinos that pay real money with 97%+ win rates and high RTP games. You'll get lucrative bonuses and fast payouts too. Find the best paying online casino for you today.

Adam Ryan
Adam Ryan
Updated Oct 8, 2024
Senior Content Editor

The highest payout online casinos in October

#1 TOP RATED CASINO
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Exclusive Offer: 245,000 Gold Coins + 117.5 Free Sweepstakes CoinsBonus
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Deposit options include
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2
High 5 Casino
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200 Gold Coins, 40 Sweeps Coins, and 100 diamondsBonus
1675 claimed this offer in the last month
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Deposit options include
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interac
  • 1200+ Games, Slots & Live Dealer Games!
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Up to 575,000 Gold Coins + 105 SC Free + 1000 VIP PointsBonus
154 claimed this offer in the last month
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Deposit options include
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  • Get 5,000 Coins free every day
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550,000 Gold Coins, $55 SC + 5% RakebackBonus
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  • 3,000+ games inc. Stake originals
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Read Stake Review
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WOW Vegas
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1.5 Million Wow Coins + 35 Free Sweepstakes CoinsBonus
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Pulsz
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Up to 367,000 Gold Coins + 32.3 Free Sweepstakes CoinsBonus
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Read Pulsz Review
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Lucky Bird
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5,000 Gold Coins, 0.98 SC + 3 Treasure ChestsBonus
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Read LuckyBird.io Review
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McLuck
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Exclusive Offer: 107,500 Gold Coins + 35 Free Sweepstakes CoinsBonus
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Read McLuck Review
9
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1.5M Gold Coins + FREE 3,500 Sweepstakes CoinsBonus
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Read NolimitCoins Review
10
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200,000 GC, Free 2 SC + 20 Free SpinsBonus
  • Instant Redemptions for US Players
  • Superb range of live dealer games!
  • Over 950 casino-style games
Read Chanced Review
Sweepstakes casinosThis page focuses on real money casinos operating in MI, NJ, PA, and WV. However, you can redeem cash prizes at sweepstakes casinos elsewhere in the US. Discover more with our expert guide.

Best payouts vs fastest withdrawals

Here we're focusing on the best payout online casino sites. Everyone's definition of 'best' varies. This page refers to the highest paying online casinos. Below is a quick guide to help you find the right US online casinos for you.

Best payout casinos
The best payout casinos offer you an average win rate of at least 96%. Our experts add up the return-to-player rates (RTPs) of individual games at a casino. Then they divide that figure by the number of games to determine the casino's average win rate.
Fastest payout casinos
Fast payout casinos offer you speedy withdrawals. The fastest payout online casinos let you win real money and cash out within minutes. Check out our expert guide to instant withdrawal casinos if getting fast payouts is your priority.
Adam Ryan
Casino.org expert insight
Adam Ryan, Senior Content Editor

"I prioritize playing at online casinos with high payout rates. This helps me maximize my potential winnings when I'm gambling online. I then use options like PayPal to get speedy payouts."

My verdict on our three best paying online casino sites

It's my mission to help you find the best online casino payouts. Below I've reviewed our top two highest paying casinos in October. Discover what puts these casinos above the competition:


#1: Caesars Palace Online Casino - best casino payouts

Caesars Palace Online Casino

Pros

Best win rate (97.63%) of our shortlisted casinos

✅ Offers you 1,000+ games from 20+ developers

✅ Online and in-person benefits via Caesars Rewards

Cons

Slower payouts than 70% of our recommended sites

Read our full Caesars Palace Online Casino review

Caesars Palace Online Casino's 97.63% win rate means it pays out more than any other legal US gambling site. High RTP progressives like NetEnt's Mega Joker (99%) stood out to me in the library of 750+ slots. Plus, I enjoyed a mix of table games, niche titles, and the live dealer collection via browser sites and the app.

User review: "Caesars Casino Online has been a great pick for me. The UI is super easy to use, and I've had great luck with their games and payouts." - Ok_Land_6428, Reddit user, December 20, 2023

Editor's take: Some Caesars players on Trustpilot complain about deposits, withdrawals, and promotions. But I found them fine when I followed the terms and conditions. I also got speedy responses when I contacted Live Chat. I recommend playing via the app. It's rated 4/5 and 4.5/5 on the Google Play Store and App Store respectively.

Casino.org rating: 4.4/5 ⭐


#2: BetMGM Casino - Best for bonuses

BetMGM Casino

Pros

✅ Boost your bankroll with $25/50 just for signing up

✅ Easier-to-complete wagering requirements (1-15x)

✅ Earn up to $1,000 via the refer-a-friend program

Cons

Fewer table games than at other top online casinos

Read our full BetMGM Casino review

BetMGM stood out for two reasons — its impressive 97.56% win rate and the rewarding no deposit bonus. New players in MI, NJ, and PA get $25. While you get $50 and 50 free spins if you join from WV. The 1x wagering requirements are easy to complete. I discovered progressive slots exclusive to BetMGM/Bwin like Melon Madness Deluxe, along with NetEnt's 98% RTP Blood Suckers.

User review: "Awesome app. I've had nothing but a great experience so far. It's definitely one of my top 5 favorite betting apps." - Jovan Dropping, Google Play Store user, July 6, 2024

Editor's take: Android and Apple players rate the BetMGM Casino app at 4.5/5 and 4.7/5 respectively for a reason. I found it simple to navigate. There are clear categories for the 1,000+ games and plenty of accessible promotions. Plus, banking is a breeze. I hit lucky on Starmania and received my $200 winnings in my debit account the next day.

Casino.org rating: 4.1/5 ⭐

How we select the best payout casinos

Our casino review process is the most rigorous in the industry following 29+ years of fine-tuning. The 25 key areas we look at range from testing games to ensuring sites keep players safe. Our experts assess each casino on its own merits and in comparison to competitors.

We focus on certain factors when it comes to selecting sites offering the best online casino payouts. For example, each casino featured on this page must have a win rate of at least 96%. Below I'll explain more about the process of recommending the best payout casinos in the US.

  • Overall payout rate

    We average the return-to-player rate (RTP) of each casino's games to determine its overall payout rate. Caesars Palace Online Casino tops our shortlist thanks to its 97.63% win rate. In comparison, Borgata Casino is lower in our PA rankings due to its 96.29% payout rate. In short, we rank casinos with the best win rates higher.

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  • High RTP games

    Sites with a larger proportion of high RTP games have a better win rate. Caesars boasts more than 1,000 games, including plenty of table games with high payout rates. Slots like NetEnt's Mega Joker (99% win rate) give it a boost too. It's also a bonus to see healthy progressive jackpot sections featuring at least 20 titles.

    [New FE Test] Free spins no deposit
  • Licensing and fairness

    US casinos must hold licenses from the likes of the New Jersey Division of Gaming Enforcement (NJDGE). The Engineering Unit of the NJDGE's Technical Services Bureau, for example, ensures game results are random and fair. External auditors such as eCOGRA, iTech Labs, and Gaming Labs International must also verify RTPs.

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  • Convenient payment methods

    Caesars Casino MI, for instance, offers 11 payment methods. These range from debit cards to PayNearMe. Deposits are instant, but we'd love to see faster payouts. BetMGM excels here, with withdrawals usually processed within 24 hours. Accessibility is crucial too. We look for casinos with no deposit sign-ups and $10 bonuses.

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  • Bonuses and promotions

    Caesars gives you the largest casino welcome bonus. However, our experts rate promotions like BetMGM's that feature multiple parts as highly. We delve into the terms and conditions too. For example, realistic wagering requirements of 40x or less are ideal. We also check out the value of loyalty programs, like Caesars Rewards.

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  • Overall experience

    Online casinos that pay real money won't make our list if they fail to offer good overall experiences. We test desktop and mobile sites, plus apps where they're available. Hello Millions, for instance, performs well here. It also offers top-notch customer service and great responsible gambling tools.

    4.2/5
    View the best payout online casinos

Casino payout rates explained

Payout rates refer to how much money a casino or game pays out on average over time. You'll often see them called win rates and return-to-player rates (RTP). And they'll always be in the form of a percentage (%).

For example, a casino or game with a 96% RTP pays out, on average, $96 of every $100 wagered. Win rates reflect millions of gaming sessions.

Many players will experience much more varied results. We recommend using RTPs as a guide, rather than a guarantee.

House edge is what's left of the RTP, so if a slot has a 96% RTP, the house edge is 4%. This 4% is why the casino always wins more overall.

Software developers use random number generators (RNGs) in their games to guarantee randomized results. Auditors like eCOGRA, iTech Labs, and Gaming Labs International test RNGs and RTPs to ensure games are accurate and fair.

Adam Ryan
Casino.org expert insight
Adam Ryan, Senior Content Editor

"I always look for casinos and games with a minimum payout rate of 96%. This helps increase my chances of claiming winnings. Video poker games are a favorite of mine because they boast an average RTP of 99.50%."

Top 10 casinos that pay out

RankCasinoWin rateVisit site
#1Hello Millions97.10%Play now
#2High 5 Casino97.01%Play now
#3RealPrize97%Play now
#4Stake96.5%Play now
#5WOW Vegas97.00%Play now
#6Pulsz96.94%Play now
#7LuckyBird.io97%Play now
#8McLuck96.78%Play now
#9NolimitCoins96.50%Play now
#10Chanced96.7%Play now

What are the highest payout casino games?

Selecting online casino games with higher RTPs gives you a better chance of success. Table games often have high RTPs and lower house edges than slots. Let’s take a look at the highest payout casino games:

Casino gameAverage RTP
Video poker99.50%
Blackjack99.40%
Baccarat98.90%
Craps98.60%
Roulette94.74% (American) | 98.37% (European)
Slots96%

Best online slots payouts

Selecting a slot with a higher RTP can help extend your bankroll. At our recommended US online casino sites, you can play the following high payout online slots:

Slot gameDeveloperRTP
Ugga BuggaPlaytech99.07%
Book of 99Relax Gaming99%
Mega JokerNetEnt99%
1429 Uncharted SeasThunderkick98.60%
Marching LegionsRelax Gaming98.12%
Blood SuckersNetEnt98%
Looking for the best payout slots?Want to learn more about the best payout slots and where to find them? Our ultimate guide to slots payouts not only includes high RTP slots, but also those with huge max win amounts and jackpots too.

Best live casino payouts

The best live casino games offer payout rates comparable to those of standard casino classics. Our favourite top paying live casino games include game shows, as well as versions of blackjack, craps, and poker:

Live casino gameDeveloperRTP
Cash or CrashEvolution99.59%
Unlimited BlackjackPlaytech99.50%
Blitz BlackjackNetEnt99.50%
Texas Hold’em Bonus PokerEvolution99.47%
Infinite BlackjackEvolution99.47%
Quantum BlackjackPlaytech99.47%
All Bets BlackjackPlaytech99.46%
Sette e MezzoPlaytech99.46%
First Person CrapsEvolution99.17%

Best video poker payouts

When you select a video poker game at a US casino, it's essential to know you'll play against a computer. That makes understanding the payout rates of available games even more vital. Below are the best paying video poker games currently available:

Video poker gameRTP
Loose Deuces100.97%
Full Pay Deuces Wild100.79%
Full Pay All American100.71%
Double Double Bonus Poker100.07%
Pick’em Poker99.95%

How to find the best paying US online casinos

Playing high payout casino games helps preserve your bankroll and increase your chances of winning. Our reviewers only recommend the highest payout online casino sites providing the best all-around experiences. To get started, follow these simple steps:

  1. 1

    Pick your casino

    Compare our list of recommended best payout casino sites. Pick the site you prefer and assess the available top payout games.
  2. 2

    Register your account

    Tap "Join", "Register", or "Sign Up". For most casinos, you'll need to provide your name, date of birth, SSN, address, phone number, and email.
  3. 3

    Confirm your account

    Confirm your account by verifying the email sent by the casino. You’ll also need to verify your account before withdrawing. This involves uploading copies of your ID (passport or driver’s license) and proof of address (a utility bill).
  4. 4

    Make your deposit

    Head to the cashier section. Choose your preferred payment method and the amount you want to deposit. Your deposit will clear in seconds and you can head to the game lobby.
  5. 5

    Enjoy the highest payout casino games

    Pick a game, make your bet, and play. If you win, head back to the cashier section and withdraw your winnings using your chosen payment method.

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Banking methods

Your ideal highest payout casino must offer the payment methods you prefer. This is essential for depositing and withdrawing real money. Here's a small selection of the most popular banking options at US casinos:

  • Apple Pay
  • Credit card
  • Debit card
  • eCheck
  • Google Pay
  • Online banking
  • PayNearMe
  • PayPal
  • Prepaid Play+ Card
  • Skrill
  • Venmo
  • Wire transfer

FAQs

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Written by Adam Ryan
Senior Content Editor

A writer and editor with a penchant for games and strategy, Adam Ryan has been with the Casino.org team for eight years now. Having written for and edited numerous iGaming brands in his career, he’s something of a content sage when it comes to our iGaming copy in the US and Canada.

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Fact-checked by Alexander Korsager
Chief Gaming Officer

Alexander Korsager has been immersed in online casinos and iGaming for over 10 years, making him a dynamic Chief Gaming Officer at Casino.org. He uses his vast knowledge of the industry to ensure the delivery of exceptional content to help players across key global markets. Alexander checks every real money casino on our shortlist offers the high-quality experience players deserve.

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