Best online casino payouts in the US 2024 💵 97%+ RTP

The highest payout online casinos in July

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Sweepstakes casinos

This page focuses on real money casinos operating in MI, NJ, PA, and WV. However, you can redeem cash prizes at sweepstakes casinos elsewhere in the US. Discover more with our expert guide.

Adam Ryan expert insight

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Adam Ryan, Senior Content Editor

"I prioritize playing at online casinos with high payout rates. This helps me maximize my potential winnings when I'm gambling online. I then use options like PayPal to get speedy payouts."

My verdict on our three best paying online casino sites

It's my mission to help you find the best online casino payouts. Below I've reviewed our top three highest paying casinos in July. Discover what puts these casinos above the competition:

#1: Caesars Palace Online Casino - best casino payouts

Caesars Palace Online Casino


Best win rate (97.63%) of our shortlisted casinos

✅ Offers you 1,000+ games from 20+ developers

✅ Online and in-person benefits via Caesars Rewards


Slower payouts than 70% of our recommended sites

Read our full Caesars Palace Online Casino review

Caesars Palace Online Casino's 97.63% win rate means it pays out more than any other legal US gambling site. High RTP progressives like NetEnt's Mega Joker (99%) stood out to me in the library of 750+ slots. Plus, I enjoyed a mix of table games, niche titles, and the live dealer collection via browser sites and the app.

User review: "Caesars Casino Online has been a great pick for me. The UI is super easy to use, and I've had great luck with their games and payouts." - Ok_Land_6428, Reddit user, December 20, 2023

Editor's take: Some Caesars players on Trustpilot complain about deposits, withdrawals, and promotions. But I found them fine when I followed the terms and conditions. I also got speedy responses when I contacted Live Chat. I recommend playing via the app. It's rated 4/5 and 4.5/5 on the Google Play Store and App Store respectively. rating: 4.4/5 ⭐

#2: BetMGM Casino - Best for bonuses

BetMGM Casino


✅ Boost your bankroll with $25/50 just for signing up

✅ Easier-to-complete wagering requirements (1-15x)

✅ Earn up to $1,000 via the refer-a-friend program


Fewer table games than at other top online casinos

Read our full BetMGM Casino review

BetMGM stood out for two reasons — its impressive 97.56% win rate and the rewarding no deposit bonus. New players in MI, NJ, and PA get $25. While you get $50 and 50 free spins if you join from WV. The 1x wagering requirements are easy to complete. I discovered progressive slots exclusive to BetMGM/Bwin like Melon Madness Deluxe, along with NetEnt's 98% RTP Blood Suckers.

User review: "Awesome app. I've had nothing but a great experience so far. It's definitely one of my top 5 favorite betting apps." - Jovan Dropping, Google Play Store user, July 6, 2024

Editor's take: Android and Apple players rate the BetMGM Casino app at 4.5/5 and 4.7/5 respectively for a reason. I found it simple to navigate. There are clear categories for the 1,000+ games and plenty of accessible promotions. Plus, banking is a breeze. I hit lucky on Starmania and received my $200 winnings in my debit account the next day. rating: 4.1/5 ⭐

#3: Stars Casino - Best for exclusive games

Stars Casino


Win cash prizes through daily casino races

✅ Claim instant withdrawals via PayPal and Skrill

✅ Get instant access to the PokerStars platform


Customer support can be difficult to reach

Read our full Stars Casino review

To avoid any confusion, Stars Casino and PokerStars Casino interchange names across US states. The win rate varies from 97.43% in MI/PA to 97.57% in NJ, but both are great. The expanded site features over 3,500 games — more than most US casinos. And I uncovered thrilling slots like the 98.02% RTP 81 Joker Fruits from SYNOT Games.

User review: "Very good and reasonable site. 10/10 from me." - curtis14142099, App Store user, April 12, 2024

Editor's take: The PokerStars brand has improved its US online casino. I love the range of exclusive games, including ones inspired by the Detroit Red Wings. For example, the Winged Reelers slot from Play'n Go offers low minimum bets of $0.05, max wins of 2,000x your bet, and two bonus features. Just make sure to verify your account to avoid the cashout issues some Reddit users have faced. rating: 4.5/5 ⭐

How we select the best payout casinos

Our casino review process is the most rigorous in the industry following 25+ years of fine-tuning. The 25 key areas we look at range from testing games to ensuring sites keep players safe. Our experts assess each casino on its own merits and in comparison to competitors.

We focus on certain factors when it comes to selecting sites offering the best online casino payouts. For example, each casino featured on this page must have a win rate of at least 96%. Below I'll explain more about the process of recommending the best payout casinos in the US.

Overall payout rate

We average the return-to-player rate (RTP) of each casino's games to determine its overall payout rate. Caesars Palace Online Casino tops our shortlist thanks to its 97.63% win rate. In comparison, Borgata Casino is lower in our PA rankings due to its 96.29% payout rate. In short, we rank casinos with the best win rates higher.

Overall payout rate

High RTP games

Sites with a larger proportion of high RTP games have a better win rate. Caesars boasts more than 1,000 games, including plenty of table games with high payout rates. Slots like NetEnt's Mega Joker (99% win rate) give it a boost too. It's also a bonus to see healthy progressive jackpot sections featuring at least 20 titles.

High RTP games

Licensing and fairness

US casinos must hold licenses from the likes of the New Jersey Division of Gaming Enforcement (NJDGE). The Engineering Unit of the NJDGE's Technical Services Bureau, for example, ensures game results are random and fair. External auditors such as eCOGRA, iTech Labs, and Gaming Labs International must also verify RTPs.

Licensing and fairness

Convenient payment methods

Caesars Casino MI, for instance, offers 11 payment methods. These range from debit cards to PayNearMe. Deposits are instant, but we'd love to see faster payouts. BetMGM excels here, with withdrawals usually processed within 24 hours. Accessibility is crucial too. We look for casinos with no deposit sign-ups and $10 bonuses.

Convenient payment methods

Bonuses and promotions

Caesars gives you the largest casino welcome bonus. However, our experts rate promotions like BetMGM's that feature multiple parts as highly. We delve into the terms and conditions too. For example, realistic wagering requirements of 40x or less are ideal. We also check out the value of loyalty programs, like Caesars Rewards.

Bonuses and promotions

Overall experience

Online casinos that pay real money won't make our list if they fail to offer good overall experiences. We test desktop and mobile sites, plus apps where they're available. Hello Millions, for instance, performs well here. It also offers top-notch customer service and great responsible gambling tools.

4.2 /5

Casino payout rates explained

Payout rates refer to how much money a casino or game pays out on average over time. You'll often see them called win rates and return-to-player rates (RTP). And they'll always be in the form of a percentage (%).

For example, a casino or game with a 96% RTP pays out, on average, $96 of every $100 wagered. Win rates reflect millions of gaming sessions.

Many players will experience much more varied results. We recommend using RTPs as a guide, rather than a guarantee.

House edge is what's left of the RTP, so if a slot has a 96% RTP, the house edge is 4%. This 4% is why the casino always wins more overall.

Software developers use random number generators (RNGs) in their games to guarantee randomized results. Auditors like eCOGRA, iTech Labs, and Gaming Labs International test RNGs and RTPs to ensure games are accurate and fair.

Adam Ryan expert insight

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Adam Ryan, Senior Content Editor

"I always look for casinos and games with a minimum payout rate of 96%. This helps increase my chances of claiming winnings. Video poker games are a favorite of mine because they boast an average RTP of 99.50%."

Top 10 casinos that pay out

Rank Casino Win rate Visit site
Hello Millions
High 5 Casino
WOW Vegas
Real Prize

What are the highest payout casino games?

Selecting online casino games with higher RTPs gives you a better chance of success. Table games often have high RTPs and lower house edges than slots. Let’s take a look at the highest payout casino games:

Casino game Average RTP
Video poker
94.74% (American) | 98.37% (European)

Best online slots payouts

Selecting a slot with a higher RTP can help extend your bankroll. At our recommended US online casino sites, you can play the following high payout online slots:

Slot game Developer RTP
Ugga Bugga
Book of 99
Relax Gaming
Mega Joker
1429 Uncharted Seas
Marching Legions
Relax Gaming
Blood Suckers
Looking for the best payout slots?

Want to learn more about the best payout slots and where to find them? Our ultimate guide to slots payouts not only includes high RTP slots, but also those with huge max win amounts and jackpots too.

Best live casino payouts

The best live casino games offer payout rates comparable to those of standard casino classics. Our favourite top paying live casino games include game shows, as well as versions of blackjack, craps, and poker:

Live casino game Developer RTP
Cash or Crash
Unlimited Blackjack
Blitz Blackjack
Texas Hold’em Bonus Poker
Infinite Blackjack
Quantum Blackjack
All Bets Blackjack
Sette e Mezzo
First Person Craps

Best video poker payouts

When you select a video poker game at a US casino, it's essential to know you'll play against a computer. That makes understanding the payout rates of available games even more vital. Below are the best paying video poker games currently available:

Video poker game RTP
Loose Deuces
Full Pay Deuces Wild
Full Pay All American
Double Double Bonus Poker
Pick’em Poker

How to find the best paying US online casinos

Playing high payout casino games helps preserve your bankroll and increase your chances of winning. Our reviewers only recommend the highest payout online casino sites providing the best all-around experiences. To get started, follow these simple steps:

  • 1

    Pick your casino

    Compare our list of recommended best payout casino sites. Pick the site you prefer and assess the available top payout games.

  • 2

    Register your account

    Tap "Join", "Register", or "Sign Up". For most casinos, you'll need to provide your name, date of birth, SSN, address, phone number, and email.

  • 3

    Confirm your account

    Confirm your account by verifying the email sent by the casino. You’ll also need to verify your account before withdrawing. This involves uploading copies of your ID (passport or driver’s license) and proof of address (a utility bill).

  • 4

    Make your deposit

    Head to the cashier section. Choose your preferred payment method and the amount you want to deposit. Your deposit will clear in seconds and you can head to the game lobby.

  • 5

    Enjoy the highest payout casino games

    Pick a game, make your bet, and play. If you win, head back to the cashier section and withdraw your winnings using your chosen payment method.

Banking methods

Your ideal highest payout casino must offer the payment methods you prefer. This is essential for depositing and withdrawing real money. Here's a small selection of the most popular banking options at US casinos:

  • Apple Pay
  • Credit card
  • Debit card
  • eCheck
  • Google Pay
  • Online banking
  • PayNearMe
  • PayPal
  • Prepaid Play+ Card
  • Skrill
  • Venmo
  • Wire transfer


What is a payout percentage?

A payout percentage is a number that highlights how much a casino or game pays back to players. Also referred to as payout rate, win rate, or return-to-player rate (RTP), it's a percentage number taken from an average of thousands or millions of wagers.

What is considered a good payout rate?

Games and casinos must offer an RTP of at least 96% for it to be considered good. Payout rates vary across titles, categories, and sites. However, video poker commonly offers the best payout rates, with most variants having an RTP of more than 99%.

What online casino pays out the most?

Real Prize pays out the most money to US online casino players. It offers a win rate of over 97%. Our experts recommend checking out Real Prize's table games and progressive jackpot slots.

What is the best online casino game to win money?

Video poker games give you the best chance of winning real money at online casinos. They offer an average RTP of 99.50%. Our favorites include Loose Deuces with its 100.97% win rate and Full Pay Deuces Wild with its 100.79% win rate.

What is the average payout of slot machines?

96% is widely considered to be the average RTP for online slots. Therefore, for every $1 spent, the game returns $0.96 to players on average. Even so, some slot games have a higher RTP of 99%+. Others offer lower RTP percentages of 87% or less.

How do I find the payout percentage on a slot machine?

Online slot developers publish RTPs on the information page of their games. Look for the “i” icon. Sometimes the online casino also lists the RTP in its information section before you select the game. Either way, it’s easy to find this information for all slots.

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Written by Adam Ryan

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Senior Content Editor

A writer and editor with a penchant for games and strategy, Adam Ryan has been with the team for eight years now. Having written for and edited numerous iGaming brands in his career, he’s something of a content sage when it comes to our iGaming copy in the US and Canada.

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Alexander Korsager has been immersed in online casinos and iGaming for over 10 years, making him a dynamic Chief Gaming Officer at He uses his vast knowledge of the industry to ensure the delivery of exceptional content to help players across key global markets. Alexander checks every real money casino on our shortlist offers the high-quality experience players deserve.